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CCA request when creditor has judgement


debbbbsy
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Hi,

Any advise on how to word a CCA request when the creditor has already gained judgement on the account and refuses to comply, but is adding Post Judgement Interest to the account.

 

4 WHEN THE DUTY DOES NOT APPLY

4.1 Sections 77 to 79 set out a limited number of situations where the duty

to supply copies and statements does not apply.

• It does not apply to an agreement under which no sum is, or will or

may become payable by the debtor or hirer. It will therefore not

apply where the agreement has been paid off and terminated. It will

also not apply where judgment has been obtained, unless there is an

interest-after-judgment clause in the agreement which the creditor or

owner has not expressly waived. Where, however, the agreement

has merely been terminated, but monies are or will or may be

payable under it by the debtor or hirer, the OFT considers that the

duty will still apply.

 

Debbie

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