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Tesco credit card /RBS

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I am currently on a debt management and looking to offer full and finals. I have been doing it with payplan and have found them to be brilliant. Their is one creditor that does n't want to budge however. Payplan don't even bother asking them as their policy is not to offer any settlement figures! Has anyone managed to negotiate a full and final with them? Thanks in advance

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I guess from the length of time since you posted nobody has had any success. Have you thought about contacting the CEO, explaining that you want to settle your debt, but are at an impass as his/her employees will not co-operate with you in helping to resolve your issue.

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