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Quick question


mumisskint
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I was ordered to open a business account by my relationship manager at HSBC so I could pay business loan repayments into it for them to take. They have me down as a sole trader, I'm not. I had the loan to buy my house when I had a business. I now have personal accounts with Lloyds. I have been trying to work out why they would insist on me having this account when I no longer have a business and could pay the loan repayments direct to the loan account. All I can assume is that it is not covered / protected by the Consumer Credit Act and I will have no protection.

So questions:

a) is a business account covered by the CCA?

b) if it is which section.

c) are banks allowed to do things like this?

 

 

Thankyou! Mumisskint and charting her journey to not being skint at [email protected]

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