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    • When it comes to animals my heart is just shallow. Sorry to hear that.
    • go back and read what andyorch said in my above links about a DEED of assignment NOT being a Notice Of Assignment. its a general document for a portfolio of MANY debts they bought on a spreadsheet, NOT specifically relating to YOUR Agreement. but your was like all others, a single line in a spreadsheet.    the sheriff has specifically asked for the NOA and the Default Notice ...neither of which the fleecers have provided, merly a load of ole twaddle like trump does to divert attention away from those NOT being provided.   forget the stuff about LOP 1925 etc that a NOE is NOT applicable in scotland , the sheriff has asked for it..end of!!   bedtime reading particularly regarding default notice sec 87 https://www.consumeractiongroup.co.uk/forum/showthread.php?484300-Cabot-nolans-SPC-Claim-Old-Next-CAT-Debt(2-Viewing)-nbsp&p=5119630#post5119630   read from about post 70.   as for the written submission. i'll find an example later.   dx      
    • Plevin is not a calculation. its a refund of commission they got as they had a backhander of greater than 50% of the PPI sum paid for selling it on behalf of the insurance company that underwrote the PPI policy.   you are after reclaiming the PPI itself. and that is what all our PPI stuff is geared too.   have you still a copy of what you originally sent though as you don't even KNOW what plevin was , how could you have ever have asked for it.!!   pers i'd write back. (you seriously need to stop talking on the phone!!) stating quite clearly that you REJECT totally their refund under the Plevin Rules. my Claim was to reclaim the PPI a paid, not for a refund of your hidden commission!!   i give your 14 days to refund inline with the enclosed spreadsheet , else i will raise a complaint without further notice to the FOS.   please reply in Writing Only.            
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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I had the misfortune of the local bailiff from Rossendale CB appearing on the doorstep with exorbitant demands for over £200 in addition to the NE Lincolnshire Council Council tax debt. The Bailiff, (edit),threatened me that he "will have ten big blokes sat outside your house tomorrow at dawn to break in and clear your house" , he threatened my wife that she would end up in prison were the debt not paid . Also he said he would be coming back with the Police to force entry and take the goods for the outstanding debt.

 

Unbelievably grotesque and bullying behavior.

These people have to be stopped and quickly.

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That is disgusting. Please tell me he never took one step inside your house?

 

And if I were you, I would not only be reporting him to his employers and the council, but I would also be reporting him to the police. I am serious there as well.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Thats trying to extract money with menaces if you ask me and saying 10 blokes will be outside your house tomorrow could also be construed as a threat or possibly even Blackmail TBH.

 

I would make all the complaints to the usual places and also call the police and tell them they have threatened to turn up with 10 big men and you are scared for your safety and want it logged, then if they do turn up (they wont with 10 men anyway) when they start harassing you call the police back and tell them you're being harassed (or if the bailiff starts mooching about trying to get into the garden tell them someone is trying to break in to your house).

 

I wonder if a bailiff threatens you like that if you could get a restraining order against one hehehehe wouldnt that be great :)

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  • 1 year later...

I know this thread is over 12 months old but still very interesting. A friend of mine purchased a house for cash in Oct 2005. For the past 6 months he has been harrassed by Rossendale Bully Boys who say it is a council house and he owes rent from April 2005. Even the police acknowledge they get a lot of complaints about Rossendales tactics. He was so frightened late one night he finished up in the local A&E with a suspected heart attack. A Community Officer has been with my friend to the council to tell them to call off the dogs & show them the deeds etc. but still Rossendales harrass him.

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Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Tell your friend to go to the local county court and seek their advice. All Rossendale bullies are licensed by a county court and any misbehaviour should be reported to them. You could also ask the court staff about an injunction against Rossendales although that might be better asked of at the CAB.

 

In the meantime tell your mate to write to the council and get a letter from them confirming the matter is closed as far as they are concerned. If Rossendales continue to harrass and badger your friend remind the council that these scumbags are acting on their behalf and you will be complaining to everyone about Rossendales and them.

 

Your friend shouldn't be afraid to call in his own heavy mob, local papers, radio and tv, and embarrass the council with the actions of their agents.

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Thanks to both of you who replied. To be honest I am fed up giving him advice because he never acts on anything. (Even his solicitor gave up on him over an issue with an ex-employer). I was trying not to get too involved but I know someone in the legal dept. at the council so I may well try to have a private chat with him. I'll put another post with the outcome.

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  • 4 months later...

hi everybody,

 

rossendales sent me a letter, threatening removal of goods. it is for council tax dating back to 2006/07.

 

can they actually remove any goods?

 

please advise, thanks in advance.

 

hk

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Thread moved to Bailiffs Forum.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.

 

 

 

Complaint to the OFT about DCA's threatening legally action on statute barred accounts

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 3 months later...

I am currently being threatened by ROSSENDALES and I am absolutely disgusted yet again by the laws in our country. You actually have no right to try to stop threats and pyshical harm being attempted by bailiffs. All they say is complain to the bailiffs themselves HAHAHAHA like that works then complain to the council who do f*** all as they think you will magically find money you don't have to begin paying council tax. GATESHEAD COUNCIL employs ROSSENDALES who are little more than glorified loan sharks and thugs who threaten, bully, harress, intimidate and have attempted actual pyshical bodily harm against myself. They have also threatened to cause criminal damage to my property. My flat is privately rented. The routes for complaining about bailiffs are also pathetic. Complaining via goverment associations who take complaints in writing and do nothing.

 

I have been pyshically threatened by bailiffs acting for ROSSENDALES on a number of occasions. They actually tried to force their way through my door and punch me in the face as I was entering my flat. They have threatened me with the illegal use of a locksmith. They cannot attend my property with a locksmith even with the police as they have never ever ever set foot inside my property and they never will. If they attend my property even with a locksmith and the police being present I can still ring the police and have them arrested for illegal tresspassing, breaking and entering and criminal damage I think? Is that right? Also they have absolutely no right what so ever to attempt to break into my home unless they have previously been allowed into my home. That is correct yes? The only reason they are attempting to illegally enter my property in this manner is to try to gain an illegal levy of my propertys contents? Am I correct? They are trying to gain the illegal right to force entry into my property to try to force through other actions I think? I would think they are also mis representing their powers here? ROSSENDALES have threatened to camp outside my door and force their way into my home. They have threatened to arrest me which they have absolutely no powers what so ever to do. They have threatened to take my landlords furniture even though my flat is rented fully furnished and they can't take this at all. They have threatened to kidnap my cat and hold him to ransom to try to make me pay them. This is laughable. They simply cannot take or harm any of my pets or hold them to ransom. They have threatened my landlord. They have threatened to take him to court which they can't do as I am his tenant. He has been threatened to pay this debt which he doesn't owe. I cannot afford to make full council tax payments each month so I need to get them to accept less payments. ROSSENDALES have also threatened to enter my home via windows securely locked with locks. I need to put a stop to this thugs now. HELP. Can I get an order of protection from a court against them?

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  • 3 months later...

This behaviour is discusting. Many years ago i used to work for this company and due to its unregulated bad behaviour i left and began working for Her Majesty's Courts Service. I am now a bailiff manager at a major court and can assure you that a bailiff cannot force entry without a specific court order, the fees relating to council tax are set and not variable and all bailiffs levying distress for council tax must be certified and are regulated by county court rules. If you ask to see their general certificate they must show you. From this you can see what county court has given them authority to levy and all complaints must be made to this court. A £10,000 bond must be held with the court for the certificate to be granted. If the judge decides to grant compensation for incorrect behaviour it will be paid from this bond.

 

For all reading this do not confuse certificated bailiffs with county court bailiffs. When a county court bailiff has a warrant to repossess a property they can force entry and if need be use force to evict you. If you are faced with repossession please seek proper legal advice and don't just attempt to refuse the bailiff entry. It will not work, it is an offence for which you can be imprisond for.

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For all reading this do not confuse certificated bailiffs with county court bailiffs. When a county court bailiff has a warrant to repossess a property they can force entry and if need be use force to evict you. If you are faced with repossession please seek proper legal advice and don't just attempt to refuse the bailiff entry. It will not work, it is an offence for which you can be imprisond for.

 

Yes, but this thread is about council tax debts and you can't be evicted for that!

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This behaviour is discusting. Many years ago i used to work for this company and due to its unregulated bad behaviour i left and began working for Her Majesty's Courts Service. I am now a bailiff manager at a major court and can assure you that a bailiff cannot force entry without a specific court order, the fees relating to council tax are set and not variable and all bailiffs levying distress for council tax must be certified and are regulated by county court rules. If you ask to see their general certificate they must show you. From this you can see what county court has given them authority to levy and all complaints must be made to this court. A £10,000 bond must be held with the court for the certificate to be granted. If the judge decides to grant compensation for incorrect behaviour it will be paid from this bond.

 

For all reading this do not confuse certificated bailiffs with county court bailiffs. When a county court bailiff has a warrant to repossess a property they can force entry and if need be use force to evict you. If you are faced with repossession please seek proper legal advice and don't just attempt to refuse the bailiff entry. It will not work, it is an offence for which you can be imprisond for.

 

I'd like to ask the Court Manager a question ..... which will help in research into a case which appeared in my local paper (I'll try to find a link).

 

What should bailiffs do if they arrive (to enfore eviction) and find the person clearly distressed - possibly through drink or drugs - but obviously not in a state of comprehension) ?

 

A recent case saw a woman evicted - and she tried to comit suicide later that day and was detained by the police (under the Mental Health Act).

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My property is private rented and it does not belong to me. They CANNOT reposs it all as I am not the properties owner. My landord is and he doesn't owe council tax debts on this property.

For all reading this do not confuse certificated bailiffs with county court bailiffs. When a county court bailiff has a warrant to repossess a property they can force entry and if need be use force to evict you. If you are faced with repossession please seek proper legal advice and don't just attempt to refuse the bailiff entry. It will not work, it is an offence for which you can be imprisond for.

 

I do not think they can force entry here at all as this flat is private rented. Not one thing in the property with the exception of clothes belongs to me. My flat is rented fully furnished. It is not legal for them to remove property belonging to a person who owes them no debt. The possesions they would attempt ro remove are the exclusive property of my landlord. They have no rights to them. I therefore doubt that they would be successful in getting an order to enter my flat as they would be committing burgarly and they would have to return all possesions to my landlord or compensate him in full. However they certainly cannot repossess my property and I don't think they can evict me either as I don't own my property so it my home has no value they can use to pay my debts. I am once more completely, utterly and totally digusted by this goverment we have in power. We should NOT have to pay council tax at all. I am far to poor to be able to pay it. Most of my money goes on my rent. I do not have enough left to pay all of my bills nevermind wasting money paying the most useless organisation in my area the council. They empty my bin once a month and take my recycling when I remember to put it out. I have to pay them over £1000 a year for that? The councils are granted far to much power which they CERTAINLY SHOULD NOT have to threaten, harress and destroy extremely poor hard working people like myself who simply cannot afford to pay council tax. The actions of local councils are similiarly disgusting. They know people in my positin simply cannot afford to pay council tax and they have options to arrange lowers payments. They know what the goverment refuses to acknowledge or understand. People generally don't pay council tax because they simply can't afford it. Most people don't pay it because they don't want to. They are simply fincailly unable to afford it. I doubt that they would try to evict me by force from a private rented property due to poverty. I pay what I am able to. I can do more than that. I cannot give them what I don't have. It is very unlikely that they would try to imprison me for that. Meanwhile David Cameron spends £21k a week on a yacht holiday payed for with tax payers money. That is the UK goverment for you. I do not know why people continue to vote for labour. Between idiotic left wing do gooders saying it is racist to describe your black pet cat as being black in colour and council tax they are well on the way to destroying this country

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my landlord houses asylum seekers. They have over £500 a year spent on them for their rent and council tax. This is a disgrace when you consider that there are many very poor hard working people like myself who struggle everyday and get no help at all. We also get harressed, threatened and bullied to pay council tax we cannot afford

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  • 1 year later...

i have had similar experinces with these 'people'. They are bullies basically,and their threatening and intimidating behavior should be stopped as soon as possible. I owed a total of £280.00 in council tax which i was more than happy to pay,and i filled in the form they gave me listing my living expenses in order to come to a repayment scheme. To cut a long story short- they claimed they had never received this form ( i beleive this to be a downright lie), and that i now owed them £556.00,including £170.00 for the hire of a van to remove my goods. Now,they rang me and threatened to come round to my house, with a locksmith in order to break the locks, and remove my goods. I told them i had sent in the required form weeks ago, and that i was not trying to evade payment, and could they send me a new form. The guy was incredibly rude, arrogant,and threatening. I asked to speak to someone else, but he said they would just pass me back to himself,and that if i didn't pay immediately then he was sitting in the van and would go straight round to my house and basically break in. These people are basically thugs and should be called to account. The funny thing is- if you go on their website, they have apparantly won some business award in the North West recently. I had to laugh at that i have to say.

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we have just had a visit from rossendales to say that instalments are not possible on £2443.67 and we have two weeks to find the money or they will remove goods even in our absence. We offered him installments and he refused saying we had not filled out a means form that we had sent back.

we do not have the money and can only pay by installments. Would making online payments to the council help? I must add this is for council tax debts. what on earth can i do?:Cry:

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From my recent experiences and trials and tribulations with the delightful award winning Rossendales, makign some payment to the council at least proves you are willing to pay should it be returned to the court (ie it can't be disputed you are not willing if payments are made). I've not actually got anywhere as yet, but I wrote out a full payment plan and posted it recorded delivery (its important so you can prove you sent something you can also print the signature of the person who recieved your letter as proof as well ;) ).

 

Don't let them in your house, everyone will tell you this, don' t park your car at your house (I've an issue am trying to resolve over my landlords car being parked outside whilst he's in cyprus). Don' t talk to them on the phone without recording the conversation, I personally have chosen not to speak to them at all as I find it too upsetting and the arrogant lady bailiff that visits is very off hand. This is to the point of on the one phonecall I did have with her, she shouted over me, even though I was asking her to speak clearer as I couldn't hear/understand what she was saying. I assume she thought I was giving xyz excuse at that point and told me it was her that was doing the talking, but I re-iterated I couldn't hear (have a thyroid problem that affects my ears) and that she would need to speak with more clarity. Not that it got her anywhere. Keep it in writing, it means you get written evidence (without having to record anything) and can like me combine all this paperwork to add to your case. I've sent I think 4 letters in the two weeks since my ordeal started stating I am willing to pay, that an initial payment has been made, etc. I've saved a copy for myself, sent one to the council and one to the mp as well as of course Rossendales copy.

 

I've written to my local MP, as a single parent Rossendales have had me absolutely in fear of leaving and entering my home. Its so ridiculous that someone can be employed to do such. There is no comprehension in those that want to get the bailiffs away from harrassing them by making some payment however small, to those who choose outright not to pay.

 

Hope my mumblings help, I guess better details of what I've done are in my own post about this, maybes read and see if my ramblings help ?

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  • 2 months later...

In Oct this year i had a letter off Rossendales aksing for unpaid coucil tax.

Earlier in the year i had lost my job, so i was struggling too pay.

I made an offer off £100 a month too clear my debt off £900.

This was rejected by Rossendales who wanted full payment or goods would be seized from my home.

I actually had made 3 payments totally £450 before the knock at the door came from a Jason Shaw who works for Rossendales.

He spoke too my partner and threatend her with actual violence.

When i arrived home i call this Jason Shaw and asked why he would use thretening behaviour.

His reply was ( were is my fuc.....king money)

He then said he was going too arrive at my house in the morning too seize goods.

I said ok (i will be here waiting for you)

He knocked at the door in the morning as he said and i opended the door and asked my partner too lock the door behind me.

He then said i want my fuc...king money (or else)

I laughed at this guy and called him a muppet if he thought he was going too get past me and into my house.

I turned away and he grabbed me from behind and swung a punch at me..

##### SHOCK HORROR######

I turned around shocked and stunned by what he had done.

I pushed him over onto the floor and told him too do one or i would give him a good kicking.

 

He then returned with the police and had me arrested for assult..

#####CANT BELEIVE THIS#####

 

Ive attended Rawtenstall court last week and pleaded not guilty too assault.

In court again on 3rf Feb 2010 for trial.

Im really hoping that someone else has come accross Rossendales with ther agressive manor who could maybe give evidence in court for me.

No one seems too beleive me what they are getting away with.

 

######HELP########

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sorry for your troubles unfortunatly ive never come accross him and i hope it goes ok for you

 

I did a check and cant find him but this registar is not up to date

 

www.hmcourts-service.gov.uk/CertificatedBailiffs/

 

 

phone Ministry of Justice Public Register of Bailiffs on 020 3334 6355 to confirm

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  • 1 month later...

This is not a professional company, it hires people which are not only rude and don't follow the law when their employees (which not all of them are certificated) are collecting debts, they would rob pensioners out of their life saving.

 

Bexley Times - Bailiff admits to £20,000 theft from pensioner

 

One word, ****!

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This is not a professional company, it hires people which are not only rude and don't follow the law when their employees (which not all of them are certificated) are collecting debts, they would rob pensioners out of their life saving.

 

Bexley Times - Bailiff admits to £20,000 theft from pensioner

 

One word, ****!

I started a thread about this i was so shocked by this that i couldn't find the words to make a comment

 

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/241221-bailiff-admits-20-000-a.html

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