Jump to content


  • Tweets

  • Posts

    • Correct but wont stop them chasing you though even if no payment for  6 years (statute Barred) Some DCA s buy debts (the debt is assigned to them) and some do issue court claims ...just so you are aware.   Andy
    • Thats because this claim has not been allocated as yet hence the above hearing *Case Management " to determine the directions (N157 Notice of allocation) which will follow after this hearing. You are not requested to submit a statement but have all the details with you (claim form defence CPR CCA etc etc)   Andy
    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Can Privacy Guard charge my store card????


Jemmaneedshelp
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4880 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I recieved a phone call from privacy guard offering a service in which I was told would not cost anything! Mmmmm, next thing I know Dorothy Perkings have allowed a charge to be made on my account of £79.99!!!! :mad2: I have disputed this with D/perkings as I havent recieved a service or Product for this "purchase"!they gave me Santander's number who claims this fraud provention compan Privacy Guard have indeed fraudulantly put it onto my account!!! After numerous phone calls with privacy guard who are the only ones who can clear my account and refund it are now saying because it was a verbal agreement they wont refund it!!! Ive asked for a SAR but they say it will only give me my name address etc!! I also asked 4 the telephone conversation and again fobbed off as I can get 2 listen 2 it within 2 hours from when they phone 2 say its available!!!where will I stand legaly to get my money back???

 

Any help/advise much appreciated.x.

Link to post
Share on other sites

Hi Jemma,

 

Don't know much about store cards but the following may help. It's from Privacy Guards site...

 

If you have cause for dissatisfaction and wish to complain about the service elements of this product or about the way in

which the Policy was sold please contact PrivacyGuard on 0800 085 2150 or write to: The Customer Services Department,

PrivacyGuard, Sentinel House, Airspeed Road, Portsmouth, Hampshire P03 5RF quoting your membership number.

PrivacyGuard aim to promptly solve most of their customers’ complaints at the initial point of contact. PrivacyGuard

staff are fully trained to deal with your complaint quickly and effi ciently. However should you not be satisfi ed with the

response you have received, your complaint will be responded to by the Customer Relations Team who will aim to resolve

 

your complaint, if this is possible, by the end of the next working day following receipt of your complaint. If PrivacyGuard

®

cannot resolve your complaint within this time they will write to you within 5 working days, and do their best to resolve

the problem within 4 weeks. If PrivacyGuard

® cannot respond within these timescales they will write to you again within

4 weeks to provide you with a fi nal response or to let you know when they will contact you again, which will be within 8

weeks from when you fi rst contacted PrivacyGuard

® about your complaint.

If PrivacyGuard have not resolved your complaint to your satisfaction within eight weeks from when you fi rst contacted

them you may refer your complaint to the Financial Ombudsman Service for an independent review.

 

If you've already 'phoned don't bother doing it again, write to them and keep a record of every communication you have. If you still get no joy get in touch with the FOS. It may also be worth writing to the Portsmouth Trading Standards.

I used to work for this co. (years ago), and they were always fairly straight.

 

Give it a go.

 

Regards,

 

Bosun.

Edited by Bosund

Please note: I have no formal qualifications in this area and any advice offered is given in good faith. :)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...