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Fredrickson International Ltd and Arrow Global Guernset


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I have suddenly begun receiving letters and calls from Fredrickson International who are chasing my son for a non existent debt. The latest letter is on behalf of Arrow Global Guernsey Ltd who claim they are owed £243.94!

 

Now as I understand it the original creditor may assign a debt to a CCA, but that creditor must inform the debtor of that assignment. Furthermore, the natural or legal person to whom the debt is assigned must be registered as a CCA. Correct ?

 

I suspect that the next step will be a letter written on solicitors letterhead threatening my son with "dire retribution" if he does not pay.

 

Any views information welcome.

 

Fleetof foot

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Hi and welcome to CAG. Sorry you were missed. I have put a few thoughts below in red

I have suddenly begun receiving letters and calls from Fredrickson International who are chasing my son for a non existent debt. The latest letter is on behalf of Arrow Global Guernsey Ltd who claim they are owed £243.94!

 

Could you go into more detail. How is it non-existent?

 

Now as I understand it the original creditor may assign a debt to a CCA, but that creditor must inform the debtor of that assignment. Furthermore, the natural or legal person to whom the debt is assigned must be registered as a CCA. Correct ?

 

When a debt is sold to a DCA, the debtor should be informed via a Notice of Assignment. This should come from the original creditor but it is known for a DCA to send these notices.

 

I suspect that the next step will be a letter written on solicitors letterhead threatening my son with "dire retribution" if he does not pay.

 

Any views information welcome.

 

Fleetof foot

 

If you have absolutely no idea what this debt is for, I would send them a 'Prove it' letter. The letter is HERE

Do not sign anything, just print the name and send it by recorded delivery

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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