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can i claim unfair charges to a defaulted credit card account

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Can anyone tell me if I can claim back unfair charges relating to missed payments on a defaulted credit card account. I owe Cahoot approx £5,000. £700 of this amount is unfair charges that have been added to my account for late payments.


I would appreciate all help offered.



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Course you can!!!!



Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p



I have been smoke-free for 4yrs

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Hi Mand676767


Without having been in that particular situation, I would have thought you could specify the refund method at a later stage. Perhaps a mod/site helper can shed more light on this?




Barclaycard & Barclays Bank Done! :whoo:

The journey back to a decent credit file is much longer than the path it took to ruin it!

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