Jump to content


1st credit advise please


tehmanc
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4070 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

Wondeful site I have to say, not buttering you all up, but it is great what you are doing.

 

Now, on to my issue which I hope you can give some advice on.

 

I have just received a letter from 1st credit. Now as far as I know I have no debts, I am a professional and have never had debt problems. I am confused as to why this company is mailing me.

 

I do remember about a year ago getting a letter from someone similar and ignored it as I thought it was a [s.cam], nothing happened after that, but now this.

 

The letter doesn't say a lot..

 

"1st credit limited is attempting to contact the above named regarding a personal matter.

Your address has been supplied as a possible address for our subject.

If you are "full name"

Please contact our offices immediately on #number.....

 

If you are not "full name" call us...

If no response is received within 10 days we will assume that you are the individual we wish to contact and will of course ensure that all relevant correspondance is sent to you.!

 

So..

 

Do I call them and ask what this is about ?

Do I ignore it ?

Would speaking to citizens advise help ?

 

I can only imagine this could be something to do with my student days, 5 years ago. but am uncomfortable with calling them.

 

Thank you for any info, I just hope this goes away o.O

Link to post
Share on other sites

Wait the 10 days to see what they have ;)

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

Link to post
Share on other sites

I agree with BB, under no circumstances should you call them.

If it is you they seek its likely to be a Statute Barred debt they bought for pennies, and they'll be hoping you don't find CAG and learn your rights, so that they can have a nice Christmas Pxxxxp.... I mean Party..

 

Welcome to CAG btw :-)

 

Elsa x

PLEASE NOTE... I AM MOST SORRY BUT I HAVE VERY LIMITED AVAILABILITY AT THE MOMENT DUE TO EXTREME PRESSURE OF WORK - IF YOU REQUIRE URGENT HELP ON YOUR THREAD AND ARE GETTING NO RESPONSE PLEASE HIT THE TRIANGLE FOR SITE TEAM ASSISTANCE. ELSA XXX

 

Please check out my BLOG for the quick guide to debt threats - it has all the info & letter template links you need to get started on your journey of TAKING CONTROL. :roll:

 

All opinions are my own based on research. I am not legally qualified, if in doubt please consult a legal expert.

Hope this has helped or made you smile. Keep your chin up, you're among friends now! Elsa xxx

Please click the *star* of any CAG member who has helped you .

Link to post
Share on other sites

Thank you :)

 

Will wait and see what happens then.

 

Glad I did find this site, feels nice to have someone who knows what they are taking about behind me. Not a nice letter to get.

Link to post
Share on other sites

Glad to see you smiling now :-)

 

Don't worry, we know all their tricks....we've all been there and got a wardrobe full of T shirts!

PLEASE NOTE... I AM MOST SORRY BUT I HAVE VERY LIMITED AVAILABILITY AT THE MOMENT DUE TO EXTREME PRESSURE OF WORK - IF YOU REQUIRE URGENT HELP ON YOUR THREAD AND ARE GETTING NO RESPONSE PLEASE HIT THE TRIANGLE FOR SITE TEAM ASSISTANCE. ELSA XXX

 

Please check out my BLOG for the quick guide to debt threats - it has all the info & letter template links you need to get started on your journey of TAKING CONTROL. :roll:

 

All opinions are my own based on research. I am not legally qualified, if in doubt please consult a legal expert.

Hope this has helped or made you smile. Keep your chin up, you're among friends now! Elsa xxx

Please click the *star* of any CAG member who has helped you .

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...