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Hello,

 

I was hoping someone could give me a little insight into something going on with my credit score, and how welcome finance are keeping records of my finances.

 

I was made bankrupt just over a year ago. In fact my bankruptcy discharge was the 11.11.10. I've been keeping a close eye on my credit score and report and watched it steadily rise.

The issue is, on my credit file, some accounts are showing settled, some show default (with a date) my welcome finance record is showing late by 6 payments (closer to 36) and updated every month!! Is this right?

 

I'm trying to clear my past, start afresh and learn from my mistakes and I want to make sure this is reflected in my credit score!

Any ideas??

 

Thanks :)

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