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cca advice please


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Can anyone advice please


I cca requested my 3 creditors


one sent back no reply(credit card taken out over 10 years ago)


one sent back what they is a photo copy my signtuare appears twice one for the agrement and one to say iv seen a copy of there terms it is not signed by any one else(hp taken out 2.5 years ago)


The other sent a letter saying they were trying to locate the original, sent some form of agrement nothing signed or dated and stated they would not enter into any further dialoge regarding cca




Have they defaulted


Do i have to inform them of there default in writing

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