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cca advice please


ibizasun
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Can anyone advice please

 

I cca requested my 3 creditors

 

one sent back no reply(credit card taken out over 10 years ago)

 

one sent back what they is a photo copy my signtuare appears twice one for the agrement and one to say iv seen a copy of there terms it is not signed by any one else(hp taken out 2.5 years ago)

 

The other sent a letter saying they were trying to locate the original, sent some form of agrement nothing signed or dated and stated they would not enter into any further dialoge regarding cca

 

question

 

Have they defaulted

 

Do i have to inform them of there default in writing

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