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HSBC overdraft charges


sroberts88
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HSBC have been charging me £25 for going over my £300 overdraft by as little as £1.94 which was corrected the same day. I am a student and have little income. I have been charged 4 times in the last 6 months all for trivial amounts. I have written to HSBC explaining my situation and that I thought the charges were disproportionate but received a letter back saying it had be thoroughly investigated and that the charges were fair.

 

Do I have a case here for unfair charges or should I just drop it?

 

Many thanks (in advance)

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1. If the correction was on the same day there should not be a charge.

2. Check their website for terms and conditions - I thought they didn't charge for less than a tenner???

HTH (Hope This Helps) RDM2006

 

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