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    • well the only way now to get it removed is via a set aside cost £255.   even paying the CCJ and it being marked as satisfied will not sadly improve his credit file nor prevent it poss killing any credit for the 6yrs it will show on his file for regardless to payment.   TBH: there would have to be something seriously wrong for a set aside to succeed  location of the car park might help us at the least.    
    • I had  a 5yr fixed rate mortgage with Norwich & Peterborough before they merged YB. I was to pay £585.27 Per month for 60 months fixed @ 5.85%.   first year ok,   for the following three years as their SVR increased so did my mortgage; £589 1st increase 2nd increase £595, 3rd increase £599. Along with the increases I was also charged late fees etc. from 2008 onwards.   I did receive a letter due to the enquiry into their fees but that only refunded from 2009, where I had been incorrectly charged after one month in 2008, plus the charges wern’t consistent with the £25 they allege to charge sometimes i was charges £32.50. I know the increases are not considerable however with them increasing the mortgage due to their SVR increases did they  1.    breach the terms & conditions of the mortgage contract. 2.    switched my mortgage to a SVR.   Any ideas appreciated.  
    • Thanks Dx, I’ll have to ask him if he wants to go any further and tbh I’m not sure he has anything kept, the claim form, etc. I’ll ask him tomorrow and see what he says or has.
    • opps no outside of the 33 days he had to pay it for it not too show sadly.   we are going to need far more info than what we have here now to even think of suggesting a set aside. this is compounded by the fact hat you say he totally ignored everything inc the claimform?   oh well time for you to get scanning. scan everything he has please  every letter, the lot.   one good point is we only need the front page of the claimform..not the complete pach from northants bulk.   please makes sure you redact things properly but leave times and dates etc. just remove his pers details, reg/pcn/ref numbers and any bar or QR code boxes. read upload  put everything in ONE MULTIPAGE PDF FILE ONLY please     the sad fact here is premier haven't ever won any CCJ's when cases are defended. they run away.
    • in their WS they state its a recon, [pages 1-10] urm something smells here for this to happen for an online 2012 signup.   pages 1+4+5 appear to be missing??   need to discover whats going on here  so scan up the pages 1-10 as clear non blurred uploads no good to us if we can see them   if you need to send them via the secure email then do so and i'll do it. but we need to see the text of all 10 pages very clearly to workout what they have done..   its better you look stupid infront of us than lose another case infront of a judge.  you only waste the forums time when you don't follow what has been already advised  esp when it runs the clock closer to a deadline - its 3 weeks we've been waiting for these docs now and what do we get..mostly blurred uploads we cant read...
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poppy&lucy

Barclays bank!!!!!!!!!!!!!!!!!!!!! !!!!

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Hi all,

 

Have a Barclays business account, in the last 18 months I've been knocked bandy by commision fees and referal fees in total 4,200.00. When we were banking monies every week the bank would honour all our payments to our suppliers even with funds clearing down. We've been with them since 2006 never had a problem until the last 2 years. They started to return our cheques to our suppliers saying that we didn't have cleared funds in the account at the time. They debited the same day 35.00 commision fee and added a 30.00 referal also. So when our funds did clear we never had enough to cover a suppliers payments. Why can they take funds for themselves same day when it's not cleared:!:.

We rang our business manager to ask him and he said "they had been accused by Goverment of reckless lending" how come we said when you could always see that we had funds clearing down. Even there clearing on a in house cheque (same sort different account number) has change used to be same day "instant". One client paid a deposit for work, we banked it one week and it went straight into our account. Then when we completed the work 2 weeks later and paid the balance into our account it took 3 days. We factored this into paying our suppliers but again we picked up charges. We asked how come this has gone from instant to 3 days, they said "security reasons", and that it had been clearly advertised. I could go on and on and oooooooooooooooooooooooon! about these modern day Dick Turpins. Would like to get the money back because it can't be right that they can strip you out of funds when it is not there's in the first place.:mad2::mad2::mad2::mad2::mad2::mad2::mad2::mad2::mad2::mad2::mad2::mad2::mad2:

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Thats Barclays for you mate, i'm in the same position not for as much as you 1.2k of which half is charges but they just dont give a ****e as the 9ml bonus has to be paid to the big gaffa.

 

dont really know what to do, i SAR them and request is on the way so i take it from there.

 

let you know the outcome

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It's very interesting at the mo, my business manager (useless) explained to me that it was at his discretion into what would be paid from our account if funds were clearing down. He choose to pay nothing but took charges straight away from the uncleared funds for me but cleared for them. Can't stand them, wrote two letters to them the first reply was a geniric reply and the second they didn't even reply. If I did this everytime to a customer I would be broke, but then they are the modern day Dick Turpin. As they say "greed is legal":|:|:|:|:|:|

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Yes mate Thiefs, you will see in the future when you have a few bob they will suck up to you and want to lend you money etc.etc, disgusting vermins these bankers. you need to be a special breed of inhuman specie to become one.

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On my account they have added a middle name that is not mine at all? what concequences could that have?

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if its not made you financially suffer by adding a name dont see what you can do ?

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