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Lending stream whats the deal with these


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guys, i set up a plan with these and diddnt stick to it as i diddnt agree with the amount of int and charges i would have payed. that was around 2 months ago! not heard a thing since (e-mail or calls)... very worrying!!!

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I defaulted with them end of January and have had a couple of emails from them after I asked about a payment plan. They sent me their bank details but refused to freeze interest/charges. I said I would not start paying them off until they agreed to freeze everything. Haven't heard anything else since February though. Does anyone know which DCA they use?

Cosa Nostra? :p

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Same here, defaulted back in January, made some proposals but they wouldn't accept, heard nothing for 3 months, although the loan was set up over 6 months in total so maybe they are waiting until the last payment was due?

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without having ever dealt with Lending Stream myself I imagine they are toting up all the interest charges until the debt is big enough for them to sell onto a debt collector and still make a profit from the loan.

 

can not imagine they will just forget about people in arrears.

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without having ever dealt with Lending Stream myself I imagine they are toting up all the interestlink3.gif charges until the debt is big enough for them to sell onto a debt collectorlink3.gif and still make a profit from the loan.

 

can not imagine they will just forget about people in arrears.

-----------------------------------

 

this sounds about right.

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WHY Me??

 

I have two payday loans with lending stream and I defaulted at the end of March -yes less than a month ago. Since then I have had a text, two letters -one for each loan and today I got a phone call. I asked them to communicate by email which they agreed to so I am waiting for them to send me one.

 

Have you noticed that lending stream have the same address as pounds2day??

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Have they thorntondog? That's strange because I have both Lending Stream and Pounds Till Payday. I defaulted with both on the same day and Pounds Till Payday have passed to Clarity which have agreed to a payment plan. Haven't heard anything from Lending Stream tho :???:

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No nothing and i have checked the main 2 expirian and equifax??

 

 

Aparently they use these for credit searches :

TeleTrack UK Limited

6th Floor (South Tower)

26 Elmfield Road

Bromley, Kent

BR1 1WA

 

Email : [email protected]

 

Perhaps they record defaults with them as well?

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Pounds2day have the same address not pounds till payday. google pounds2day and see their contact deatils- they have exactly the same address as lending stream even the same door number. I think pounds till payday is different to pounds2day.

 

I have loans with both pounds2day and lending stream.

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I think I may be able to get them for you.

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Pounds2day have the same address not pounds till payday. google pounds2day and see their contact deatils- they have exactly the same address as lending stream even the same door number. I think pounds till payday is different to pounds2day.

 

I have loans with both pounds2day and lending stream.

 

Yeah, ur right - 2 different PDL's silly me :roll:

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Very similar though - easy mistake !!

 

Lending stream emailed me today and were really nice, they sent me their bank details to pay by standing order.

 

LENDING STREAM SORT CODE: 20-19-90

LENDING STREAM ACCOUNT NUMBER: 13434028

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  • 1 month later...

I still haven't heard from them in regard to my outstanding loans, its been at least 8 months now, but I do get an email from them every couple of weeks giving me the opportuntity to apply for further lending, how kind of them!!!!

 

Anyone else heard anything?

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