Jump to content


Phillips DCA and Littlewoods


whitsend
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4907 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have started to receive letters and text messages from Phillips Debt Collection, chasing a debt of £331 which they say has been passed to them from Lowells Finance, but was originally a Littlewoods Shop Direct Debt. Now I have not had a catalogue for a least 7 years and cannot remember ever owing any money on it. Should I ask them for a credit reference or just ignore it. They say if I do not pay in 7 days they are going to start court proceedings.

Link to post
Share on other sites

yea 'cause they will!

 

if you've not had one in 7yrs then its statute barred

 

phishing trip

 

ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

pers no

 

i'd do nothing.

 

its a phishing trip for a mug to fleece

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Whitsend, it is only legal to collect a debt of this sort for 6 years. After that, although you still owe the money, NO company is allowed under law to pursue for it. This is what is meant by it being Statute Barred.

 

Certain companies (and Philips are known for it) buy SB debts for virtually nothing in the hope they can scare you into paying something. If you're sure it's over six years totally ignore this and any further communication from them. File it, but ignore it! If you think it may be less than 6 years, a good rule of thumb for DCA's is to ignore the first letter, then send a Prove It letter as the second letter. Often they are unable to prove you even owe the debt so have not got a leg to stand on.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...