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Ex girlfriend not paying her debts


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My Ex girlfriend and i used to have a joint debt management plan but when we split i got a new plan organised so i was only paying my debts offs and the joint debts.My ex hasnt paid a penny to her creditors since we split in january and now her creditors are chasing full payments

and some have started legal proceeding against her. We have a joint mortgage together but she doesnt want anything to do with it and wants her name taken off but i cant do this until august other wise it will cost me 5000 to do so (basically a new mortgage). I already have a ccj which is charged to my property (this ccj was for a 12000 loan that i got out for my gf to consolidate debt) My ex has never paid me a penny towards the mortgage or towards paying off the debts. she now lives in ireland and is on benefits and even though i keep telling her to contact them she always has a excuse. im really worried that all her debt will be charged to the property. When we brought the property i put 35,000 of my own money on the property. Her debts are about 20,000. I dont want to loose the money that i have worked so hard for. Can someone tell me wether the courts could charge all of her debts to the property even though she has never paid a penny towards the mortgage etc. Any other advice would be helpful.

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Hi and welcome to CAG.


I think you may be able to disassociate yourself financially from your ex if the only joint account you have is your mortgage. This link may provide some answers. http://www.experian.co.uk/consumer/faq/AR3.html#q518


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