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    • Hi. Could you post up what they've sent please so we can see what the charge is? Cover up your name and address and their reference number. HB
    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
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last 12 years barclays bank statements


majeed1
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Hello and Welcome,

 

I'll move this thread to the Barclays Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Majeed,

 

Barclays will now usually only supply 6 years statements if you submit a SAR with the £10 fee - see the template letter for this in the Bank Templates Library.

 

Can I ask what you need this info for. If you can persuade Barclays it has nothing to do with reclaiming charges, they may decide to help you and supply data beyond 6 years but don't hold your breath !!

 

8)

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hi slick132

i need the statement for last 12 year because 10 year ago paid off loan last payment and i move to new adderss some how i got letter on my new adderss that i ow them some money i can not prov them that i paid without my bank statement

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Hi Majeed,

 

If this was an unsecured loan and you live in England, a debt becomes Statute Barred after 6 years if you :-

 

1. Have not paid towards it in the last 6 years.

 

2. Have not acknowledged the debt to the creditor or their DCA's - ie you have not admitted to owing them money.

 

Which company is chasing this.

 

It may well be that the DCA is trying it on - either because this is a debt that's too old to chase. Or because it has absolutely nothing to do with you !

 

In any event, it is not your responsibility to prove you paid off a loan 10 years back. It's the bank or DCA's responsibility to prove that you owe any money. You need to send off our "Prove It" letter - http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt.

 

So don't bother sending the bank an SAR - just use the Prove It letter for now.

 

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  • 7 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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  • 10 months later...

hi iam new to this forums about 3 months ago i have sent SAR with £10 to barclaycards and they sent me sperd sheet with name and account no but payments or statements.And about 13 day ago i sent them a LBA but still nothing pls can someone help me what to do next thanks

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LBA or do you mean failure to comply?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, majeed1

 

I have merged both your threads, please continue to post here with regards to this matter.

 

Thanks.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Majeed,

 

Thread now moved to Barclays Bank forum.

 

We said in 2010 that you are not likely to get data going back more than 6 years. We also said that you don't need to prove you paid something 10 (in fact now it's nearer 12) years ago. It is up to any creditor to PROVE that you owe something. If it's more than 6 years old, there's a chance the "debt" may be statute-barred.

 

In post #7 above (in November 2010), I asked for some info that may help us understand your problem.

 

Give us some more info and we'll try to help.

 

:wink:

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Hi Majeed,

 

1. Have you paid anything toward the alleged debt in the last 6 years.

 

2. Have you acknowledged the debt in writing or offered to pay towards it in the last 6 years.

 

3. Who was the loan with when you finished paying it more than 11 years back.

 

4. What company or DCA is saying you still owe an outstanding amount.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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