last 12 years barclays bank statements

[majeed1]

can someone help me how to get my last 12 years bank statement from barclays i had no joy from my bank thanks

[maroondevo52]

Hello and Welcome,

 

I'll move this thread to the Barclays Forum.

 

Regards.

 

Scott.

[slick132]

Hi Majeed,

 

Barclays will now usually only supply 6 years statements if you submit a SAR with the £10 fee - see the template letter for this in the Bank Templates Library.

 

Can I ask what you need this info for. If you can persuade Barclays it has nothing to do with reclaiming charges, they may decide to help you and supply data beyond 6 years but don't hold your breath !!

 

8)

[majeed1]

how do i submit SAR is it a form or a letter

[majeed1]

hi slick132

i need the statement for last 12 year because 10 year ago paid off loan last payment and i move to new adderss some how i got letter on my new adderss that i ow them some money i can not prov them that i paid without my bank statement

[dpick]

Hi I am no expert with this but I believe may be statute barred 6 years or 12 years depending on type of loan.

The experts will be along later.

 

dpick

[slick132]

Hi Majeed,

 

If this was an unsecured loan and you live in England, a debt becomes Statute Barred after 6 years if you :-

 

1. Have not paid towards it in the last 6 years.

 

2. Have not acknowledged the debt to the creditor or their DCA's - ie you have not admitted to owing them money.

 

Which company is chasing this.

 

It may well be that the DCA is trying it on - either because this is a debt that's too old to chase. Or because it has absolutely nothing to do with you !

 

In any event, it is not your responsibility to prove you paid off a loan 10 years back. It's the bank or DCA's responsibility to prove that you owe any money. You need to send off our "Prove It" letter - http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt.

 

So don't bother sending the bank an SAR - just use the Prove It letter for now.

 

8-)

[sir_gilmour]

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

[majeed1]

hi iam new to this forums about 3 months ago i have sent SAR with £10 to barclaycards and they sent me sperd sheet with name and account no but payments or statements.And about 13 day ago i sent them a LBA but still nothing pls can someone help me what to do next thanks

[dx100uk]

LBA or do you mean failure to comply?

 

dx

[Conniff]

Moved to correct section.

[majeed1]

failure to comply

majeed1

[majeed1]

failure to comply

[maroondevo52]

Hi, majeed1

 

I have merged both your threads, please continue to post here with regards to this matter.

 

Thanks.

 

Scott.

[slick132]

Hi Majeed,

 

Thread now moved to Barclays Bank forum.

 

We said in 2010 that you are not likely to get data going back more than 6 years. We also said that you don't need to prove you paid something 10 (in fact now it's nearer 12) years ago. It is up to any creditor to PROVE that you owe something. If it's more than 6 years old, there's a chance the "debt" may be statute-barred.

 

In post #7 above (in November 2010), I asked for some info that may help us understand your problem.

 

Give us some more info and we'll try to help.

 

[majeed1]

yes failure to comply

[slick132]

Hi Majeed,

 

1. Have you paid anything toward the alleged debt in the last 6 years.

 

2. Have you acknowledged the debt in writing or offered to pay towards it in the last 6 years.

 

3. Who was the loan with when you finished paying it more than 11 years back.

 

4. What company or DCA is saying you still owe an outstanding amount.