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last 12 years barclays bank statements


majeed1
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Hello and Welcome,

 

I'll move this thread to the Barclays Forum.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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Hi Majeed,

 

Barclays will now usually only supply 6 years statements if you submit a SAR with the £10 fee - see the template letter for this in the Bank Templates Library.

 

Can I ask what you need this info for. If you can persuade Barclays it has nothing to do with reclaiming charges, they may decide to help you and supply data beyond 6 years but don't hold your breath !!

 

8)

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hi slick132

i need the statement for last 12 year because 10 year ago paid off loan last payment and i move to new adderss some how i got letter on my new adderss that i ow them some money i can not prov them that i paid without my bank statement

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Hi I am no expert with this but I believe may be statute barred 6 years or 12 years depending on type of loan.

The experts will be along later.

 

dpick

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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Hi Majeed,

 

If this was an unsecured loan and you live in England, a debt becomes Statute Barred after 6 years if you :-

 

1. Have not paid towards it in the last 6 years.

 

2. Have not acknowledged the debt to the creditor or their DCA's - ie you have not admitted to owing them money.

 

Which company is chasing this.

 

It may well be that the DCA is trying it on - either because this is a debt that's too old to chase. Or because it has absolutely nothing to do with you !

 

In any event, it is not your responsibility to prove you paid off a loan 10 years back. It's the bank or DCA's responsibility to prove that you owe any money. You need to send off our "Prove It" letter - http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt.

 

So don't bother sending the bank an SAR - just use the Prove It letter for now.

 

8-)

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  • 7 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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  • 10 months later...

hi iam new to this forums about 3 months ago i have sent SAR with £10 to barclaycards and they sent me sperd sheet with name and account no but payments or statements.And about 13 day ago i sent them a LBA but still nothing pls can someone help me what to do next thanks

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LBA or do you mean failure to comply?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, majeed1

 

I have merged both your threads, please continue to post here with regards to this matter.

 

Thanks.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Majeed,

 

Thread now moved to Barclays Bank forum.

 

We said in 2010 that you are not likely to get data going back more than 6 years. We also said that you don't need to prove you paid something 10 (in fact now it's nearer 12) years ago. It is up to any creditor to PROVE that you owe something. If it's more than 6 years old, there's a chance the "debt" may be statute-barred.

 

In post #7 above (in November 2010), I asked for some info that may help us understand your problem.

 

Give us some more info and we'll try to help.

 

:wink:

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Hi Majeed,

 

1. Have you paid anything toward the alleged debt in the last 6 years.

 

2. Have you acknowledged the debt in writing or offered to pay towards it in the last 6 years.

 

3. Who was the loan with when you finished paying it more than 11 years back.

 

4. What company or DCA is saying you still owe an outstanding amount.

 

:-)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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