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Invalid Default Notice - Bank of Scotland?


tr7girl
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Hi Everyone,

 

Unable to scan anything at the moment but hoping you can help.

 

Bank of Scotalnd Credit Card Agreement in dipsute ( not according to BOS !).

 

Today received a DN dated 10/11/10 ( this was on the letter not the envelope) with a remedy date of 24/11/10.

 

Is this valid?

 

Many thanks

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Hi tr7

 

You should get 14 days, so it's invalid, but Default Notices validity has become a grey area. Theres lots of discussion to the subject of Default notices.

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Many thanks for your reply.

 

Just getting to the stage where they are threatening court proceedings, so if it did get that far, at the moment until the default issue has been a bit more defined and the grey area cleared a bit would they only be entitled to chase for the arrears? I understand they can only default you once?

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If Default Notices were black and white then that would be the case.

 

I understand they can only default you once? That is my understanding.

 

Many thanks for your reply.

 

Just getting to the stage where they are threatening court proceedings, so if it did get that far, at the moment until the default issue has been a bit more defined and the grey area cleared a bit would they only be entitled to chase for the arrears? I understand they can only default you once?

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