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Fee on using a credit card to repay debt?


gatster
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Hi,

 

Newman debt collection agency have written to me about my student loan, which I am in a position to pay off, however as I live abroad and no longer have a UK account I aim to pay this with my CC (it's not that much).

 

Newman state on the back of the letter there will be a charge using a CC, my question is can they apply a charge for using a CC or can I just tell them I'll pay the amount owed and no more.

 

Thanks.

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They are not supposed to charge - I assume they mean they can charge if you pay in a currency other than £ sterling...

 

Report them for being obstructive in receiving payment.

 

Are you sure you actually owe the amount they are claiming?

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Thanks for that - Yes, I am sure, there's been a good bit of correspondance and I'd like to get rid of this final amount. I did think it was statute barred but as I wrote to them about irregularities on th account around this time last year it's not, as I understand it.

 

It's actually a UK CC I'd be using so the currency aspect isn't relevant, report them to who? I think I can just pay the SLC still anyway and from memory they just take what is owed.

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I wrote to the SLC about the irregularities in November 2009, following a letter from them. It would have been 6 years since the last communication in February 2010, hence why I thought it was un-statute barred.

Edited by gatster
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IMHO still SB - nothing to lose as you are prepared to pay, by the sending the SB letter and see what happens:

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates.html

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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