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fruitycar

Which charges can I claim back?

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Sat with my statements , print outs and highlighter pen last night, woah ! 4 figure sum and the first one is 3.

I am unclear even after much reading around the forum, which charges I claim back ...

-all charges.

-o/draft interest.

-only the charges that are less than the amount of the transaction.

-unauthorised use of o/draft.

 

many thanks,


Bank of Scotland round 1: £740 + costs settled, still sore over the 8% grrr

Bank of Scotland round 2: £629 +101.15 interest +£39 costs settled.

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Anything which is a charge for doing something you're not supposed to, like bouncing a cheque/DD, or going overdrawn without permission. Also, you need to add interest of 8% per annum to the charges. There is a spreadsheet on the forum somewhere with the formulas all set up, so all you have to do is blug in the dates and amounts.


Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Stay on the 1 thread per claim, pls.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 4843 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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