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Full & Final Settlement in May now being chased for remaining balance!


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I made a full and final settlement on a credit card debt with Moorcroft for 45% of debt.


Now I have received a letter from Robinson Way Ltd chasing an amount that looks like the rest of the balance.


I have checked my credit report and the debt is showing as only partially cleared.


I can't remember if I got any paperwork from Moorcroft and we have had a chaotic house move since then so if I did it could be anywhere!


What on earth can I do?

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You really need to try and find any/all letters re this for without written confirmation that you in fact did have a Full & Final agreement whereby your payment was taken and the account completely closed/discharged you haven't got a lot to go on

Afraid to say it looks like you've been had so get searching

More advice will follow I'm sure

Good luck


[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:



Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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