I just removed your name from post #4 above - anonymity is good, both here and on the net in general.
They can demand any amount they say you owe - that does NOT make it payable !!
Ignore but keep us posted.
On 30th April 2012 the respondent defaulted on the terms of the credit card at which stage there was an outstanding balance of 3400.
On 21st Jun 2012 this debt was assigned to arrow global Guernsey Ltd.
Notice of the above assignment was issued to the respondent at the relevant time.
As a result of the above assignment any balance that remains due by the respondent arising out of the above mentioned credit card is now properly due to the applicant.
Following post default credits this balance has been reduced to 2900.
Please note that the customer last made a payment of 1.00 on 12th Dec 2014.
30/03/12 balance £3400
20/10/19 balance £2900
so an exact round £500...strange that
even stranger that before 12/12/2014 ''post default credits' reduced the balance by exactly £499 ...note they do not use the word payments.
but they do when referring to the £1
what date is the hearing?