Jump to content


Help with LIbrary template letter please. I don't understand something


shaun127
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3920 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello abit of advice please.

 

I intend using the below letter from teh library as my disputed acc has been passed on to another DCA.

 

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency

 

 

In this letter it states

 

I am in receipt of your letter dated XXXXX

This account is in dispute with **original creditor/DCA** and has been since DATE .

[b][u][color="#ff0000"]Not only is this[/color] [/u][/b]a breach of the Consumer Protection 

From Unfair Trading Regulations 2008

in line with the Office Of Fair Trading's debt collection guidelines, 

but also in breach of the Consumer Credit Act 1974 
and Data Protection Act 1998

My previous dispute from **DATE** has NOT been answered.

 

So my question is what is a breach.

 

1. the letter received from new dca?

 

2. the fact original bank has passed it on to another DCA while in dispute?

 

3. something else?

 

Many Thanks for any advice.

Link to post
Share on other sites

Hi shaun

 

The breach is them passing it on whilst it's in dispute.

 

Of course, they might dispute that it's in dispute but if they had failed to supply a CCA or you had made a complaint under their formal complaint procedures then it would clearly be in dispute.

 

Best wishes

 

vic

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...