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PPI Problem


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Hi there.

I wonder if anyone could advise me on a problem I have with My sisters PPI payments.

She took out PPI on her mortgage but the morgage was settled by a life insurance policy three years ago after she was diagnosed with cancer. The problem is that the PPI company have continued to take payments from her account.

We are now looking to reclaim the past three years payments. How do we stand on this. Surely once the loan is repayed, the PPI payments should cease?

Regards

Pete

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Petemc,

 

As the PPI was probably added in one lump sum, this is counted in the outstanding balance, just as well as the loan/mortgage itself.

 

Personally I would say it is a complete waste of money paying PPI charges on a mortgage that no longer exists and as such you are well within your rights to claim this money back.

 

If you post a copy of the original agreement, we can have a look and help you to calculate what your sister should be claiming back.

 

As a matter of interest, who is the PPI with?

 

DJ

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