Jump to content


  • Tweets

  • Posts

    • Okay so potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
    • Currently - "the maximum daily price at 100p / kWh for electricity and 30p / kWh for gas – keep in mind that's a lot higher than the Ofgem Energy Price Cap, so if you can't afford prices to increase further, you're probably better off sticking with a protected tariff such as Flexible Octopus." Octopus Tracker is a product of our labs, available now to customers through our beta programme. Octopus Tracker is a beta product. Some things may not work the first time, and installations and processes may take longer than we'd like. Third party tech like In-home Displays won't always work, and on occasion data issues with smart meters can take significant time to fix or prevent things from working at all.   Copied straight from octopus   Feel free to shove it somewhere else    
    • depends what the fees are, typically nothing can be added once judgement is passed bar litigation costs. on document retention time limits etc at least 6yrs previous must be held though many hold complete info. as for acronyms and abbreviations ideally yes they should     
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Epidural recommended but specialits did no physicla check or x-rays?


Surfer01
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4915 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have been having severe back pains for some time and my doctor recommended me to a specialist. It took 3 months for the appointment to come through.

A few minutes prior to seeing this specialist, in the waiting room I had to complete a 5 page questionaire. By the time I completed it I was in severe discomfort. On seeing me he started asking exactly the same questions that I had completed on the questionaire. I happen to mention that back in 2006 I had paid to go private for injections to my back as it had been taking too long on the NHS. The specialist then tried to interogate me in depth about the injection wanting to know all the ins and outs as if it was the first time he had heard about it. As it was nearly 5 years previous I could not remember the exact type of injection.

I also mentioned that due to my arthritis, two or three times year I had an steriod painkiller injections to help with the pain but unfortuantley they were no longer effective as they wore off within 2 or 3 days. I believe the epidural injection is very similar, but into the spine and again this raises doubts in my mind about the specialist as he seem to ignore the facts regarding the other injections.

At no time did he do a physical examination and the x-rays he was using was from an issue I had with my kidneys from 3 years previously. These x-rays picked up that there was wear on some of my lower joints in my back which is what is causing me discomfort. This specialist then said that they would arrange another appointment in about 3 months time.

I have received a letter asking me to present myself at the local hospital. On phoning and questioning this I was told it was for epidural injections into my spine. I am wondering how a specialist can determine that an epidural is required without a physical examination and without recent x-rays. Obviously I am concerned as I lack confidence in this foreign specialist who is that young he looks as if he left school very recently. I don't want to end up being a cripple due to mis-diagnosis and needles being poked into the wrong place.

Any one advise or put my mind at rest. thanks.

Link to post
Share on other sites

Hi Surfer01.

 

Sorry to hear about your ongoing back pain which can be very frustrating in that its very nature restricts your every movement.

 

You say you have not had any recent X rays of your back.

Depending on the results of your previous Renal X Rays this may have been enough information to exclude any physical cause of your pain, but a specific spinal X Ray should be performed to assess the structures in your back.

A specific Spinal X Ray would show degredation of bone density and any abnormal positioning of the structures of the spine.

You say that your Renal X Ray showed wear on the joints of your lower back. Has a Physiotherapist assessed your back pain?

Physical examination of a patient prior to any procedure is essential and allows free questioning between the doctor and the patient. A paper questionaire can only ask specific question on your health and pain but should be used in conjunction with a physical examination.

 

However sorry, I have no knowledge of the benifits of an epidural for relief of back pain.

 

If you have any concerns then you should make another appointment to see your specialist so that your concerns can be expressed. Call the secretary and make an appointment to see or speak to the specialist.

Whilst every doctor goes through some strict training you have every right to question the specialists abilities, and the local hospital who will to carry out this procedure, the current research behind the procedure, and alternatives, and the benifits to you.

This is informed consent and is based on good communication of the treatment involved.

 

Good luck x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

Link to post
Share on other sites

My thoughts exactly! I am still waiting for a call back from the secreatry reagridng a few queries but not holding out much hope of a return call. In the meantime i have booked an appointment to see the doctor that originally recommended me to a specialist.

Link to post
Share on other sites

Well done.

It's your body and you have every right to question who or what is done to it!

 

Good luck x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...