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Debt


kam lee
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i recently got married and have managed to accumulate a 7k debt on my mbna card and 1.3k debt on a nationwide credit card.

 

the interest rate on the card is 2.2% a month, and i have defaulted payment on each card once. do you think i have any chance of agreeing a settlement figure with the card companies?

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Highly unlikely, at the moment you're a good payer who has missed a payment or rather had a default notice served but brought the account back to normal (presumably) why would they want to

settle with you? You'd have to have missed a good few payments, had an erratic payment history, lost your job, sold your soul to the devil, moved address a gazillion times and have no assets.....

sort of anyway.

I reside in Dawlish Warren but am not a rabbit.

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