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marley100

Can Banks Default me with a CRA without a loan agreement?

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Good morning all,

 

I am involved in a long running battle with NASTYWEST.:mad2: They claim that I have a loan with them but cannot provide me with a true signed copy of the agreement. (they have confirmed in writing that it is lost!!!!)

Can anyone please tell me if they are lawful in passing my information onto a third party without my consent, and if not how i go about removing the information from the CRA's?

 

Thank you for taking the time to consider this post.:smile:

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Good morning all,

 

I am involved in a long running battle with NASTYWEST.:mad2: They claim that I have a loan with them but cannot provide me with a true signed copy of the agreement. (they have confirmed in writing that it is lost!!!!)

 

They CLAIM-Are they correct?

Can anyone please tell me if they are lawful in passing my information onto a third party without my consent, and if not how i go about removing the information from the CRA's?

 

If the debt is yours and you did default then yes they can

Thank you for taking the time to consider this post.:smile:

 

If this debt is NOT yours and they have placed a default on your credit record then you can get it removed


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