DCA Gets name on correspondence wrong...

[Halibutt]

If a DCA is chasing a debt and gets the alleged debtor's name slightly wrong, what would be the ramifications of this?

 

For instance, they address correspondence to Miss P A A Smith, when the name is actually Mrs P A Smith.

 

I know it's maybe a bit pedantic, but technically - in the above example, one could mark the envelope as "Not known at this address, return to sender".

 

Taking it to an extreme, if a DCA or their solicitor then tried to serve papers for a CCJ and got the name wrong (as above) would it be thrown out on a technicality? Would they then need to start again?

 

Afterall, if the muppets can't even get a debtor's name correct, even if their phone monkeys had been informed of the error...?

[42man]

Hello Halibutt.....a slight mistake like that won't make a difference i'm afraid. If it came up in court the judge would likely say that it was a 'de-minimus' issue i.e. a very minor detail.

[rockwell304]

My cut & pasted CCA dated 2004 from Barclaycard lists my D.O.B. as a year out! and I am supposed to have signed this off!

 

I think I might have remembered my correct DOB, things are not that bad on the mental faculty front!

[cashins]

My cut & pasted CCA dated 2004 from Barclaycard lists my D.O.B. as a year out! and I am supposed to have signed this off!

 

Hang on to that one, it would cast a lot of doubt on anything they come up with in the future

 

David

[rockwell304]

Hello David,

 

Definitely tucked away safely!