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By shouldireallypaythis · Posted
This was my confusion too but their argument was that it was still illegal to get to the wrong station. I think it was cheaper because I had a railcard and Trainline automatically did the split ticket thing that makes it cheaper! -
Holy smoke.. Badtimes it's you.. I'm rushing replying to these messages and I thought you were the other person Andyorch who has just jumped into the thread. Listen, what's going on isn't normal and there is no way I'm prepared for my credit report to be tainted by NCO with foul play antics. No chance. I did SAR vanquis signed for on the 24th just the other day. I posted it 1st class, signed for. Look if this is a genuine debt then Vanquis should have put something on my credit file and back in 2019 now marked now by NCO and what in June 2022.. NO chance.. The way in which this entire thing has been dealt with is really shady and not only am I upset but the fact they told me in a letter it would be placed on hold I'm sure for 30 days and then they bust this move is not acceptable. Look in my binder.pdf I sent across containing everything., Look at the letter dated 23rd March 2022 which was in response to my FMOTL .. They state account will be placed on hold. Then without any new developments whilst they are still trying to obtain documents from Vanquis on the 19/04 they threat with the default in that letter. Then on the 22nd April they sent another letter apologising that they have been unable to obtain the documents yet . 17th May they come back with some bogus evidence. I'm not taking.. I can't wait until the morning until I call the FCA and all the credit reference agencies to expose these fools trying an alternative way to extort me for money which I may not even owe to being with.
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By Badtimes123 · Posted
I'm going to double post because I don't want an edit to be missed again again and I need to go bed.. You state you were never aware of a Vanquis debt, we must wait for the SAR, THEN you can absolutely slap the DCA around with it.. forget about them for now. In post #13 you said: "the original debt was sold and that it was down to the discretion of eVanquis to add the default and they guy said they were not obliged to thus they didn't " So maybe that is what happened here.. not sure how lawful or not that is, but it's certainly looking like this.. -
By Badtimes123 · Posted
There's no rush Have Vanquis replied to the SAR? you did send it didn't you?
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