Mackenzie Hall Statement of Account??

[theratboy]

Hi all, Today i have recieved a "statement of your account" letter from Mackenzie Hall.

 

"This notice is being given to you as required by the consumer credit act 1974 because you fell behind with your payment under this agreement with your original creditor"

 

Opening balance and current balance exactly the same as they always will be as this is statute barred and was originally all bank charges on an overdraft that i never had.

 

This letter, as all they have sent will be ignored as i know they can't do a thing but what i'm wondering is what exactly is the point of this letter as this is the first of this kind i have ever recieved from them. I was rather disappointed this letter contains no threats of any discription so whats that about? Thanks

[Stigman]

DCA's are supposed to send a statement every year, have you informed Muck Hall that it is Statute Barred and have you checked the Credit Reference Agencies to see if Muck Hall have sneaked anything onto it?

 

Stigman

[theratboy]

I've never recieved one before. I've not informed them its stat barred as they will no doubt know as most things they end up with are and i am in the process of checking my equifax credit file as that seems to be the one that muck hall use. I have read that they like to ruin your credit file by making numerous searches so i'm on with that and will post the results once i have recieved them. Thanks

[BRIGADIER2JCS]

Rob Sands is the compliance manager write and inform him that it's statute barred and no offers of payment, or actual payment will be made as it is SB.

Inform him that you do not acknowledge any debt to them,and all recovery action must cease.