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    • Several organisations are concerned about exploding messages and lack of transparency. I suspect it hasn't been by accident, this isn't how government business should be done. If the people involved were in the private sector, they'd likely be in trouble.   I've also read that when news of Sue Gray's enquiry came out, there was an order from on high to delete anything to do with parties from mobile phones. You'd hope the Met would be looking at that, also that they can retrieve deleted messages from the server or wherever.
    • In parallel, there needs to be a proper accounting for all the 'government business' carried out on these private phones, and all parties (sic) involved banned from public office, all agreements vetted by cross party commissions, and all funds involved clawed back immediately and held until the results of the commissions clear them .. or not, with all legitimate interactions properly logged into government systems.   In parallel with that there needs to be further investigation into any criminality occurring via those mechanisms, with proper justification for actions checked - not simple lack of evidence for criminality as an unlawful/unofficial mechanism was used and destroyed   Then perverting the course of justice and some sort of abuse of position charges for all as a minimum.   Johnsons 'guvernment running via 'dark web' and related mechanisms used by perverts and criminals to evade justice has to be stopped and punished
    • Thank you again, Bazza. That was the problem I was having yesterday,  no figures beyond July last year. I thought there might be some more recent ones that I'd missed.   Here's more on the ONS statement, from Full Fact.   Dan Wootton and David Davis make incorrect claims about Covid-19 deaths - Full Fact FULLFACT.ORG Data from the ONS shows that to the end of September 2021, 17,371 people died in England and Wales of Covid and had no pre-existing conditions.  
    • That still leaves the parties the Met isn't investigating though and the drinking culture in no10 though, doesn't it?   If they're not careful though, there will be accusations of no10 kicking the can down the road and possibly trying to influence the investigations.
    • Hi there. an update for you   1) independent surveyor report was sent to builder on 13 Dec.   2) builder only responded yesterday. They dispute the majority of the issues identified. Claiming for example: that we have influenced the expert witness surveyor, that we have caused some of the issues by undoing work, that that the surveyor is wrong,    3) through trading standards we gave them the month of nov to finish plus put things (known) right, at no point did they say a month was unreasonable, they were onsite for less than 10 days of nov,  early nov building control initially visited and highlighted issues, they claim building control have now signed off their work at the end of nov   4) building control visited last week at my request, there are still issues with their work, it has not been signed off and never was at the end of nov    4) builder now says there they didn’t have time to put known things right in nov (they are always contradicting themselves) and that they should be allowed to return to site  to fix these ‘minor snags’, the majority are not minor snags, they are building regulation contraventions    5) we have quotes from 3rd parties to do the work. We do not want the original builders back because:    a)quality of their workmanship has been called into question by ourselves, building control and a 3rd party surveyor    b) lack of trust in what they tell us - for example they’ve deviated from the plan, used different materials, refused to fix items saying nothing wrong and it’s how they always do it, refused to give deadlines, knowingly cut corners, have said work is signed off when it isn’t etc    c) their behaviour:  smoking weed on site, urinating next to my garden office, swearing, smoking, leaving the house with doors wide open and unlocked, leaving site unsafe with scaffold boards & materials lying across/over paths at end of day/week, all these things were raised with them verbally & in emails    d) they repeatedly said they hate working for us, they can’t wait to leave, none of them enjoy coming here etc   so, my question is.. do we have to allow them to return or can we say that we want a refund or for them to cover 3rd party costs?    im feeling that they have had enough opportunities to do the right thing and put things right, I’m also feeling that we aren’t being unreasonable by not wanting them back..   they say they can’t understand why we are rushing to get 3rd parties to finish the job and that the job is ‘live ‘ with them.   my feeling is that this job should have been finished in July (at no point have they provided a revised completion date despite us asking numerous times), they were given nov to finish & go, we’ve not heard from them over past 2 months so how could it still be live, and that we’ve spent 2 cold months living in a half finished house which doesn’t have heating completed, is damp & draughty, Ofcourse we want to get it finished asap! Any input would be appreciated, thank you.
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Advice on payment to link


ibizasun
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debt collection company are chasing me for just over £3000. this was for a shortfall when i vt car hp(ford credit) i agreed to pay set amount every month and hace paid them om time since.

 

I want to make a full and final offer,

 

1. how much should i offer

 

2. how should i word it

 

3.i have not requested cca (should i)

 

any help appreceated

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with a vt under s99 the trade-in value of the car is not relevant.

 

The op will be liable for their payments up to the 50% point.

 

thanks

 

thats me jumping the gun again and not reading the thread properly

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would request cca first.

see if that arrives,and if it is enforcable.

 

most dca's will offer a settlement when they fail to produce,better bargaining power for you.

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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yes cca first

 

i'd also look at reclaiming first too

 

unlawful charges/PPI

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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look in the library top left tabs

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Found the template thanks

 

Just to be sure is the cca law the same for scotland as anywhere else i.e. does the letter have to be adjusted because i live in scotland.

 

Also is there a chance the dca might demand full payment then move quickly for a court order for

1. just because iv rattled their cage

 

or

 

2.They have the required doc

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2 threads merged and moved here

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the cca is the same.

sent it with a blank £1 PO

and don't sign the letter

 

dont worry about what might happen at this stage

they wont go near a court anyhow.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well you could SAR but CCA is cheaper

if they wont do it

then p'haps CCA

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you need to post up the agreement

if you have not got it

then cca them for it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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doubt it typ

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as long as the 'recontructed cca' or the app form contains everything that is needed, inc sig

then there is that chance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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