Jump to content
george brown

halifax overdraught charges

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3548 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

hi just a quick query please if anyone can answer, thankyou, i havent had an overdraught facility with the halifax for ten months, they removed it as i was struggling financialy, they wrote and told me so. so if i hadnt the money in the account to pay a direct debit they wouldnt pay it and the people i owed the money to for the direct debit, say my car insurance would ring me and tell me the direct debit had been unpayed and i would pay them over the phone.well seems that a month ago they decieded to pay a direct debit for £150 and have been charging me £5 a day for the privilidge. i rang them told them i didnt have an overdraught and that they had told me this in writting so why had they payed it, how could they allow me to go into an overdraught which i dont have. they said it was my fault and they cant monitor all bank accounts, i said that surely if i dont have an overdraught i dont have one.am i just stupid can banks do this? any thoughts would be good, many thanks george

Share this post


Link to post
Share on other sites

joke and a half

Share this post


Link to post
Share on other sites

im sorry i cant mate i tryed to send you a pm just a sec ago but cant because4 of how low my posts are :/.. if you could get back to me that would be amazing thanks

Share this post


Link to post
Share on other sites

Hi George

 

Banks do appear to have their own rules at times. I had this happen to me once, a transaction took me into a unauthrised overdraft, which I was charged for. Unbeknown to me at the time. I thought that if funds were not avaliable then the transaction would be decliend, apparently not. I have since contacted the bank and set up an overdraft.

 

You sound as if you have a good case to get your charges refunded to you as you have written documentation stating your overdraft was being cancelled.

 

Best of Luck!

 

Victoria x

Share this post


Link to post
Share on other sites

hi and thanks Victoria !! im sorry to hear that it happened to you to. im afraid the banks wont give me an overdraught facility,, they want to know you when you have plenty, their not so keen when you dont.all the very best george

Share this post


Link to post
Share on other sites

well still no news from halifax,, mmm makes you wonder. i have written to them again to see if they will see sence, not holding my breath,,

Edited by george brown

Share this post


Link to post
Share on other sites

Hi George

 

Don't give up!! hopefully you will hear from your Bank soon.

 

Best of luck.....

 

Victoria

Share this post


Link to post
Share on other sites

victoria!! i shall never give up!!! im sure to win in the end all the best george

Share this post


Link to post
Share on other sites

Good for you Goerge!! sometimes you get what you want even if it does take longer than you expected!! Victoria

Share this post


Link to post
Share on other sites

thats right!! so true Victoria!!! the trouble with the banks is they do insist on kicking you when your down !!!im sure i shall win in the end and put all this behind me, all the best george

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...