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threatening letters about credit rating etc, help needed please??


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Hi, i've just recieved a 2nd letter from a 'legal services' firm threatening 'credit reports against my name and address, and 'court action'.

I'm getting worried as i've never been in trouble for anything before and dont want a bad credit record.

The story is : My car was parked in a 'Notorious' private car park in Bradford and the occupants made sure they got a valid ticket and put it on display(one occupant even took a photo of the ticket on their phone).

When they returned they found a Parking Charge stuck to the window issued 6 minutes after the ticket was purchased saying 'Reason for issue-without a valid p&d ticket'

I can 100% say i was not the driver and that they had (and still have) a valid parking ticket.

The threatening letter quotes ' As the registered owner of the vehicle you are legally responsible for payment of the penalty'

Please can anyone give me some advise??

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