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Gothia contacted me some 2 weeks ago about an alledged debt to CIT (dell computers.)

 

I informed them that I had settled this account and my credit file shows that this account is settled.

 

No more from gothia until this morning when I got phone call. I stated again my credit file showed settlement.

 

If they call again or write what should I do?

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First piece of advice is to not speak with their on the telephone, it they call again tell them 'in writing' only, do not answer their security questions and hang up.

 

If they continue to telephone, send them the 'prove it' letter together with the 'harrassment' letter and you can also tell them, if (when) they telephone that you have made a formal complaint to the OFT and Trading Standards.

 

http://www.consumeractiongroup.co.uk...ng-of-the-debt

 

http://www.consumerforums.com/resour.../52-harassment

 

http://www.consumerdirect.gov.uk/contact


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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