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    • Well that's an interesting question if I outted myself or not. I did send an appeal to NCP in reply to the original letter although I was late with that and after their shut off date or what ever they called it. I'd just had a hand operation. However I did not say I was the driver but perhaps by even replying to NCP I make myself the driver by default. Is that right?   Anyway after the time or not I did fire off and appeal and have the recipt for that. See attached. Some time late I got a letter from Trace then it seems I was bounced over to BW.   I never herd back from NPC regarding my appeal. Total radio silence. Then came the Trace letters and the BW tossers.   I did send a bit of snot over to NCP. As I was using this car park on a daily basis for some months I did capture on day the pic with the masking tape on it just by chance.   Apart from that I was using the NCP payment app which did or did not work depending on the day. Talk about bugware! Anyhow I do have some 4 months of payment history within the app.     appeal1.pdf
    • The pre contract information doesn't exist...therefore the first paragraph of your response applies in this case. My rights as a consumer still exist regardless, and the dealer was notified well within the 14 days of my request of a full return and for him to collect the vehicle.    Thank you for your response,  I'm also a female not that it matters! 
    • Credit Strategy’s latest webinar on supporting customers in times of financial difficulty, using automated processes and data-driven decisioning, is now available to listen on demand View the full article
    • This article compares how wee Nicola treats the Scots over Covid and how Boris is talking to the English. Interesting.   https://www.theguardian.com/commentisfree/2020/sep/25/johnson-sturgeon-public-compliance
    • These companies don't actually like to take people to court.  Legal fees in small claims are capped at £50.  However, the people who run the companies are so stupid that they are incapable of dealing with their own court cases and so have to employ local solicitors which costs them a bomb.  So even if they win in court they lose IYSWIM.     If you give them both barrels now there is a good chance they will decide it's not worth their while and go after some other naive mug instead.  There are no guarantees of course.   Just to clear a few things up.  You actually paid the parking fee - twice - but the machine was knackered, right?  Any proof of this?  Then the fleecers sent out a second demand without sending the first so you couldn't appeal or get the discount, right?   Also, can you remember what you wrote to them?  In particular if you outed yourself as the driver?
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    • @curryspcworld @TeamKnowhowUK - Samsung 75 8K TV - completely broken by Currys. https://www.consumeractiongroup.co.uk/topic/426151-samsung-75-8k-tv-completely-broken-by-currys/&do=findComment&comment=5069075
      • 4 replies
    • @skinnyfoodco Skinny Foods. https://www.consumeractiongroup.co.uk/topic/426130-skinny-foods/&do=findComment&comment=5068996
      • 8 replies
    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

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I am so far doing okay on sorting out these paydays but still having a couple of problems:

Txtloan and PUK - they have agreed to my repayment of £50 mthly

QuickQuid - have agreed to pay it off in 4 installments which isnt ideal but cant be arsed with the hassle so i am paying

Wonga - are not budging on my repayment offer and have sent me letters from Barker & Lowe threatening legal action

Payday Express - have still not agreed but now asking for income/expenditure

Lending Stream - ive paid them £50 allready but still have not confirmed repayment

 

Can someone tell me how to deal with P Express, L Stream and Wonga. Also, QQ have agreed 4 month repayment and still have my card details - can i trust them to take this repayment only and no more (they have confirmed via email)?

 

I appreciate the help - its been long and hard but i feel i am making progress

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thanks robjam, still getting the letters from Wonga but as u said i am a bit worried whether QQ are going to try and take all my money out. They emailed me the below:

 

Customer # 1480313

 

This is a confirmation that you have entered into a pre-default payment plan detailed below.

 

£212.18__________due 15/12/2010

£212.18__________due 14/1/2011

£_212.18_________due 15/2/2011

£_212.21_________due 15/3/2011

 

Please be sure the funds are available. This arrangement cannot be cancelled. Not honouring this arrangement will trigger collection procedures.

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You never know and they wouldn't think twice. To be honest with QQ it is easier to let them pass to a DCA in this country and you can then pay over the counter at the bank. Some DCA's will also discount the debt.

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