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bryan carter


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got letter of these today giving 14 days to pay but have already sent cca to original dca wescot who sent it back after they couldnt produce then went to phoenix who got a account in dispute letter they passed it on to frederick international now got letter from bryan carter. i am currently unemployed and rely on my husband for money so i havent got any money to pay these if it went to court can anyone help with a letter i need to send and who do i send it to bryan carter or frederick

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Hi

Send whomever is chasing the debt this:

 

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency

 

Recorded delivery. no signature (just printed name)

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Phoenix are using Bryan Carter/Fredricksons to chase this. Phoenix, a Luxembourg-based company, have clearly bought this from the original creditor.

 

Write to Carter telling him there is an outstanding CCA request on this account with Westcot so it remains in dispute, and see what rubbish he comes up with.

 

Can you tell us more about the original debt and its history?

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

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it is for a catalogue account it has been going on since feb 2007 last payment made on account was 1 june 2006.wescot was the original dca but after asking for cca they gave it back to littlewoods then it went to phoenix

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I am having problems with these muppets at the moments as well, only difference with me was that i was paying capquest for the littlewoods debt and littlewoods then sold it onto Pheonix without notifying me until several months later even though in the meantime i was still paying capquest and they never told me that the account was with someone else

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There appear to be quite a few very similar threads re: this bunch of numpties...Someone they've employed has a brain cell, allegedly ;)

 

Report them to TS and the OFT via consumer direct.

Edited by babybear39
added a bit

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There appear to be quite a few very similar threads re: this bunch of numpties...Someone they've employed has a brain cell, allegedly ;).
Perhaps they've been employing a head-hunter :D

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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