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Nationwide Debt Recovery?


Malagut1
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Hi all,

 

Had a visit from a right idiot last Friday night. DP was heading out to supermarket and as he stepped out of the front door I could hear a voice asking if I lived at the address.

 

According to DP the guy was very aggressive, demanding information from him and when DP wouldn't confirm or deny whether I lived there the guy raged at him threatening Bailiffs.

 

DP to put whatever query he had in writing and was told 'we tried that' - Bailiffs next, 'go with it' (WTH??)

 

When asked where this idiot was from all he would say was Nationwide. Now, I have just opened a Parachute account with the Nationwide BS but everything is in tip top order there.

 

Presume Nationwide then are a Debt Collection Agency? Has anyone heard of them at all?

 

Are they allowed to even discuss anything with anyone who isn't me?

 

I have had no letters or anything from a DCA under the name of Nationwide but am keen to get to the bottom of this so I know where to send the 'don't darken my doorstep letter' at least.

 

Thanks a lot in advance!

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Hi Mala

 

Basically, Debt Collectors have no powers at all, he should be reported to the OFT and Trading Standards. He's breached quite a few of their guidelines. If he call again tell him to leave or your call the police. The postman has more powers, that why they use tactics they shouldn't. You could also report him to ICO.

 

http://www.consumeractiongroup.co.uk/forum/content.php?416-The-OFT-Debt-collection-guidance

 

http://www.consumeractiongroup.co.uk/forum/content.php?441-If-you-do-receive-a-doorstep-visit-we-give-these-suggestions-to-Members.

 

These are twits :- http://nationwidedebtcollectionagency.co.uk/

 

Is the debt Statued Barred, over 6 years old?

 

This might be the letter to send them:-

 

http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt

 

Let us know how you get on.

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Thank you for your (as usual :)) quick reply rebel.

 

I did think he was totally out of order but am not keen on having to negotiate with these overly aggressive doorstep gibbons just to get them to stop thumping the door panel so grateful for the link. Will have a read and prepare myself for the next visit.

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