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Yet another DN questiion


cymruambyth
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Hi, what is the legal position on this please?

 

DN is issued several years ago, giving 6 or 7 days , open to word play.

Account is on reduced payments which are credited to the account, at the same time ppi is being added in ever increasing amounts plus occasional charges.

After 4 years account is sold to a DCA.

Is the initial DN still valid or should a new one have been issued prior to sale which is a termination?

 

DCA does not have a copy of DN as it was issued by OC.

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