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closing credit card account account in credit


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Ive got a tesco credit card made a cock up last month when paying of the balance leaving me £85 in credit


I don't have the card because i cut it up when i got (balance transfer ) when i write to them to close the account will/do they send a cheque for outstanding credit

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yes you can request they send you a cheque for the credit balance

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As with all credit cards, cutting them up is just symbolic to the holder, it doesn;t mean a debit cannot be made. Similarly, once an account is 'closed' debits can STILL be applied if (for example) there is an active recurring debit, which is controlled by the merchant, not the cardholder. With this in mind, it is still possible to request a refund if you have oberpaid or seek a refund for an overpayment. Different firms have different procedures, but your first port of call would be to phone their customer services line and ask, if they need this in writing, they'll tell you.

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