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Cahoot flexiloans


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Does anyone know if these should have a CCA?

OH is dealing with them http://www.consumeractiongroup.co.uk/forum/showthread.php?231593-Cahoot-flexiloan-and-Moorcroft and has just received some current account statements from Santander/DML. I am just checking whether following his £1 and request he should have received a copy of an agreement.

Thank you

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