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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Non delivery of sofa - over one year!


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Long story short, trying to help out a friend who put a 600 deposit down over one year ago on a 1800 pound sofa, at a small independant furniture retailer, and the retailer keeps fobbing him off with it will be delivered next week, next week etc

 

Obviously after a year this excuse is running thin.

 

We have al the paperwork/reciepts/invoices to confirm depostis paid.

 

What action can we take to recover our deposit please?

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Write the LBA first, see if they respond to that.....as for the POC's then I would write something along the lines of

 

The claimant paid the defendant the amount of XXXXXX

 

The claimant etc etc...

 

I think you may get some more input here first though....I might see if I can get somebody to input to this...be patient

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Why on earth have you waited a whole year? I'm gobsmacked.

 

By a contract dated XXXX the defendant agreed to supply a sofa to the defendant for the price of £XXXXX

 

The claimant paid £XXXX to the defendant on XXXDATE

 

It was a term of the contract that the sofa would be delivered within XX week - (or "within a reasonable time")

 

The defendant has failed to deliver the sofa

 

You claim the money you have paid plus any expenses incurred trying to get it delivered - phone calls etc (must be reasonable or provable)

 

You could add, say £100 for loss of enjoyment of the sofa - no more

 

Add interest of 8% pa from the data that the sofa should have been delivered.

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Why on earth have you waited a whole year? I'm gobsmacked.

 

i know lol, exactly what i said, i think out of pride he kept quiet in the hope he would get delivery and bought all the excuses from the retailer.

i am certainly, with the kind help of this forum, going to make sure a claim is filed and try to add up as much in costs as we can.

people like this retalier need punishing.

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You could also consider suing for the cost of a suitable replacement - if that replacement would be more expensive.

 

For instance, you say that the sofa cost £1800.

 

If you find that the only way to get another sofa of the same type and quality would cost you £2000 then you can sue for your deposit back plus the £200 needed to buy the more expensive sofa.

 

You will have to produce evidence of the prices of the more expensive sofa

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I am with 42Man here,

 

My 1st step would be an LBA.

 

......................................................................................................................................................................

 

Your Name

Address

 

Their Name

Address

 

Letter Before Action

Dear Sirs,

 

On the (insert Date)

 

I paid a deposit of £xxxx for a sofa (name or model)

 

The Sofa, any timescale for delivery or a refund has not been delivered or refunded to me.

 

I require the sofa I ordered or a full refund of £xxxx to be made within the next 14 days.

 

After 14 days I will be submitting a N1 small claims form at County Court.

 

There will be no further communication from me on this matter.

 

Name

 

.............................................................................................................................................................

 

Send this off,

 

Ive not long ago had a similar problem, I have a POC to fit and will pass it on to you if we don't get anywhere with this.

 

I have to ask, why has your friend left it this long ??

 

Lex

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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