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declined a mortgage but already paid for servey


holland-day
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myself and my partner recently put an offer on a flat through spicer maccoll,we paid spicer 295.00 for getting us a morgage.spicer then got us a mortgage offer with accord wich we signed for and paid accord 285.00 for the servey.a week later accord then declined our mortgage?? spicer macoll then got us anpther mortgage with the halifax-this was supposed to be a dead sert! so we paid the halifax 295.00 for there servey,yes guess what they declined our mortgage over a week later?? we both have great credit and a good income but neither mortgage lenders will give us a valied reason as to why they were declined,to top it all off we cant seem to to get back any of our money which we paid out for.spicer didnt even get us a mortgage but they still wont give us our money back.we have paid out almost 1,000 (without solisitors fees'!!)and are so deflated that we have now pulled out of buying the flat. any one know what we can do please...

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