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    • it is not the only way to proceed and IMHO the wrong claim to raise, should you wish to raise one in an english court   if you really do want to raise the claim under consumer rights issues, i suggest you have a chat with TS again first and ask them if this is a good idea?   the pre contract info doesn't exist nor is applicable because you nor he ever entered into any contract covered by any consumer rights. he illegally sold you, a member of joe public, a car using a strictly traders only method.   i would hope TS point out the above and p'haps suggest you raise a different claim possibly encompassing this mis-sale and that you had no knowledge what he had ultimately done is illegal, nor that you ever agreed to do it anyway, as you now realise as a member of joe public, not a trader, you couldn't. you might even find TS will help, support and be involved with you in court regarding this too.   as it stands with cards on the table, he is under no obligation to pay for collection of the vehicle, you don't want to risk returning the car and never getting your moneyback - it's a stalemate where he is smiling still until you raise the correct claim.   although you have issued , 2 is it now, court warnings, it might be better to finally issue one correctly stating what you are going to do, then he might realise the penny has finally dropped and the game is up. there would be no harm in stating that to avoid such actions, should you pay me back by bank transfer the sum of the car and my initial transportation cost of xxxx, making £xxx in total by xxxxx date, i will not raise the claim.   The situation would then be far more serious for him and he might capitulate, inc refunding transportation costs, in the want of not being exposed in court, as there are numerous well publicised court cases whereby by traders have been hammered hard for pulling doing this scam on joe public.   another advantage of doing the above is you might get to keep the car for free, get all your moneyback.            
    • Hey guys came across this site today wow how great is this :) anyway.  here is my story    Car found on autotrader  £1800 merc  mot  vgc blah blah and stated had recon / gearbox fitted  / spoke to the garage selling the car and asked if they would take my faulty bmw in px it had issues which were explained to the garage  he said £900 cash and my car ok deal done  i drove to manchester in my car the owner was all chat and praise for the car he was selling and told me how it dropped its oil from the gearbox and how they fitted a new gear box so i thought ok im all good to go  deal done drove home  its now 3 weeks later and the transmission has failed :(   green flag recovery   i tel the garage this morning after looking into my rights  and explained the situation the person i spoke was  trying to say its was his dads car and basicly tuff luck buddy we aint helping u and telling me about the problems he fixed on my old car rather than help me with the current problem  the call ended as was in mid speak  when he just hung up on me :(  i text to explain thats no way to treat a customer  i have now written the standard letter as i found a template elsewhere  giving them 14 days to respond  I would like a little help with a follow up letter or my route to action after 14 days  as i dont think ill be getting a reply from them  regards patrick     
    • Can anybody advise me please?   Been living in rented accommodation for over 11 years, old landlord who leased property with his shop has now left and so agents have become my new landlords, so gave me a new contract.   I'm really nervous as not sure what my rights are and could I get evicted as new contract says short term, 6 months.
    • It's the only way to proceed, he has to prove irrevocably that he gave me that information, and agreed to it, which he cannot do because it doesn't exist. Not only that, he sent me a trade sales invoice, other than that you're pretty spot on.
    • Sorry - need to put my glasses on!   I think you and the other posters have been at cross-purposes because they haven't followed what you are trying to argue.  You aren't arguing a fault etc with the car, you simply want to cancel it as a distance sale, and because the vendor did not provide the necessary cancellation information pre-contract in a durable medium, you are saying that you therefore have 12 months plus 14 days to cancel AND that the vendor has to pay the collection/recovery costs.   Although I understand that argument, I don't know if that's the best way to proceed or not.   I suspect not many people have tried to argue it with second-hand cars.  And that might be, for some reason I don't know, that it's a non-starter or it's too risky.
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please hep,im confussed with barclays ppi on hold


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hi,

my partner put a ppi claim into barclays credit card 10 weeks he is only due about £300 but if he gets it then it will write off what he owes on his credit card, however he got a letter from them a month ago saying they would make a decission by the 28th of this month (2weeks later than it should be) now im reading that all ppi claims are on hold, surely to god my partners should still be sorted out as he was due a answer 2 weeks ago? can someone please advise, he has had no letter saying its on hold or no final letter

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Hi Princess,

 

This is the latest news on PPI claims, it might very well be that your husbands claim has been put on hold, but they should write to you letting you know whats going on. Don't forget you can take your complaint to the FOS.

 

http://www.moneysavingexpert.com/news/reclaim/2010/10/banks-join-lloyds-in-freezing-ppi-claims

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Rachel,

 

Some but not all of the banks claim to be putting PPI claims on hold in light of the news the BBA will be taking Financial Service Authority to court to try and challange the news rules proposed by FSA.

 

Even if Barclays are 1 of the banks putting claims on hold, they are going against the strict instructions of the FSA, who have said they expect banks to continue handling complaints about mis-selling as per usual.

 

Barclays would have had to write to your partner and inform him of their intention to put his claim on hold, if indeed that is what they intend to do.

 

Barclays are well known to be snowed under with mis-sold PPI claims and it could well be they just haven't got around to deal with your bf's case yet.

 

Personally, I would give it another week and if you do not hear anything from Barclays, write them and ask for an update.

 

Good luck

 

DJ

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Nice1 princess, has your bf had someone look at the calculations for him before he accepts?

 

I know from previous experience Barclays are less than honest.

 

DJ

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