Jump to content
Seasider1956

Digital signiture.

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3570 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

My wife has been chased for two years by Vanquis, who failed to supply a CCA.

 

They then sold the debt to Cabot who also failed to send a CCA but sent a Blank application form and terms and conditions.

 

But this morning have sent what they say is a digital signiture from 2005, and I don't think we even had have the internet then.

 

Can these be used as a valid CCA?

 

Any help would be appreciated.

 

Regards Bob.:!:

Share this post


Link to post
Share on other sites

Very interesting....so they are claiming that you made a digital signature from 2005 ? I suggest you put that in writing to them stating that you didn't have any kind of internet access until XXXXX and if they are attempting to submit a document that is fraudulent then you will raise this with the OFT, your MP and the Police. Due to recent case law they can send a reconstituted agreement, (but it would have to contain your address from when you first had an account) however in my opinion trying to pass off a digital one from 2005 when you didn't have any kind of interent access would be seen with a very dim view !!


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Share this post


Link to post
Share on other sites

Many thanks for the reply 42man.

 

We cannot 100% say we did not have the internet then, and the wife has no recollection of applying online.

 

But surely if someone applied online they would then send an agreement in the post to be signed and returned, and then issue a card?

 

Can anyone help with this?

 

Regards Bob.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...