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Paying off Halifax Student Credit Card Debt?


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Hi,

A while ago I fell behind with my student credit card bill. The debt was passed on to Moorcroft they added their fees, I reached an agreement with them to pay £20 per week which I have done for about 3months. I now want to make a one off payment to clear the account. The representative, from Moorcroft, who came to my house to set up the agreement told me that when you want to make a one off payment to clear the account I can call up Halifax and make them an offer of half the remaining debt and they will accept. Is this true or in the debt now firmly with Moorcroft?

Thanks

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