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Settlement Figure MORE than my Account Balance?


StevoJ
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Can this be correct?

 

I have a secured loan with Welcome which is due to expire in June 2013, I currently pay £244.00 per month and called today for a settlement value and was told it was £5880.00 which was slightly more than my actual account balance.

 

I thought the idea of settling early is that you save on interest?

 

If one thing strives me to be financially more stable it's to never get involved with these cowboys ever again!

 

Any help/comments would be much appreciated.

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Chances are the welscum monkey just pulled your account balance off their computer, and added an "ad hoc" charge for the fun of it.

The only known way of getting any sense out of welscum is to beat it out of them with a court order and bailiffs. :mad2:

I would, first of all, request a settlement figure, in writing, from their head office.

Then SAR them to see how many unlawful charges have been applied.

Then reclaim your PPI (cos I'm 99% certain you'l have been missold that).

Should leave you with a settlement figure of zero, or they may end up owing you.

 

:.)

Carpe Jugulum

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