Jump to content


  • Tweets

  • Posts

    • For PCN's received through the post [ANPR camera capture] (must be received within 14 days from the Incident)   please answer the following questions.   1 Date of the infringement 17th, 18th and 22nd September     2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 24th, 24th and 28th September 2020   [scan up BOTHSIDES as ONE PDF- follow the upload guide]   3 Date received 26th September (for the ones dated as the 24th) 30th September OR 1st October, i'm unsure as I was not present at home from the evening of the 29th until the evening of 1st October (for the one on the 28th)   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Yes, on all of them   5 Is there any photographic evidence of the event? They have captured two photos of the event for each date clearly showing my registration. The surroundings however are not present as the photos have been taken at very late hours.   6 Have you appealed? [Y/N?] post up your appeal] No   Have you had a response? [Y/N?] post it up ^^^ N/A ^^^   7 Who is the parking company? Minster Baywatch   8. Where exactly [carpark name and town] Cotswold, Lakeside Car Park, GL7 5LU   For either option, does it say which appeals body they operate under. There is a BPA logo present at the bottom of each letter
    • Apologies for the delay it took a while to cut and also get to size, i have to split it into 3 parts as i couldnt get it below 4.88mb   Part 1 Trial Bundle upload part1.pdf part 2 Trial Bundle upload part 2.pdf part 3   Trial Bundle upload part 3.pdf
    • read upload it tells you how as long as we can read the NTK's etc clearly  must be PDF for us to zoom
    • 6 years... damn that surprised me.. if I do hear anything else I will let you and everyone on this thread know about it. My defense would be they didn't have planning permission at the time of the fine but I'll just go with the flow and see how it goes.
  • Our picks

    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like
    • Ahmed Alwaheeb's firms sold cars riddled with faults – and which sometimes had government recall notices. https://www.consumeractiongroup.co.uk/topic/427369-ahmed-alwaheebs-firms-sold-cars-riddled-with-faults-%E2%80%93-and-which-sometimes-had-government-recall-notices/&do=findComment&comment=5071860
      • 3 replies
    • @curryspcworld @TeamKnowhowUK - Samsung 75 8K TV - completely broken by Currys. https://www.consumeractiongroup.co.uk/topic/426151-samsung-75-8k-tv-completely-broken-by-currys/&do=findComment&comment=5069075
      • 8 replies
    • @skinnyfoodco Skinny Foods. https://www.consumeractiongroup.co.uk/topic/426130-skinny-foods/&do=findComment&comment=5068996
      • 8 replies

Please note that this topic has not had any new posts for the last 3626 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I am dealing with many financial matters on behalf of a friend of mine whose wife left him last year.

 

We have been playing letter ping pong with Wescot over a joint bank account (which was used by the wife) by asking them to prove it.

 

Wescot have only been sending letters to my friend as they cannot seem to find the wife.

 

I sent 2 letters on my friends behalf asking Wescot to send proof but the letters were just ignored.

 

My friend received this postcard yesterday which I think is very deceiving and I wanted to know what Caggers think of this and who should I report it to.

 

WescotCard1Edited.jpg

 

WescotCard2Edited.jpg

:cool::cool: Blondmusic :cool::cool:
Link to post
Share on other sites

Ignore. Not worth reporting. The postcard does not reveal any information. Sally probably does not exist. It is just a friendly sounding name.

 

It is up to Wescot to write your friend a proper letter and not to play silly games.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Does the very small writing on the front clearly identify it as from Westcott? If so, it breaks the OFT’s debt collection guidelines, specifically that it is not clear what the communication is about, and that it potentially leaves the occupier (or whoever) open to embarrassment from third parties who may see the card.

 

A report to the OFT and TS would cause Westcot a bit of well-deserved aggro. The specific parts of the guidelines are:

 

2 UNFAIR BUSINESS PRACTICES

 

Communication

2.1 It is unfair to communicate, in whatever form, with consumers in an unclear, inaccurate or misleading manner.

2.2 Examples of unfair practices are as follows:

c. those contacting debtors not making clear who they are, who they work for, what their role is, what the purpose of the contact is

 

Physical/psychological harassment

2.6 Examples of unfair practices are as follows:

j. acting in a way likely to be publicly embarrassing to the debtor either deliberately or through lack of care, for example, by not putting correspondence in a sealed envelope and putting it through a letterbox, thereby running the risk that it could be read by third parties.

 

Copy attached for you.

oft664 DC Guidelines.pdf

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Link to post
Share on other sites

DB

 

DCA's including Wescot have been using these postcards for years. There probably have been loads of complaints about it to the OFT, but they still use them. The OFT very rarely takes any action on anything, so I would not waste my time on this.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Maybe not as many people complain as we think...

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Link to post
Share on other sites

In very tiny writing at the bottom (which I needed a magnifying glass to read) it says "2F IS A TRADING NAME OF WESCOT CREDIT SERVICES LIMITED REGISTERED IN SCOTLAND NO. 84131 REGISTERED OFFICE KYLESHIL HOUSE, 1 GLENCAIRN STREET, SALTCOATS, KA21 5JT"

:cool::cool: Blondmusic :cool::cool:
Link to post
Share on other sites

In which case you have clear grounds for complaint. Whether you do is up to you and your friend!

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...