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MIssed mortgage payments


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Hi. How can I get out of this situation? I left my partner 5 months ago due to domestic abuse and since then the mortgage hasn't been paid. I have now got 5 defaults on my credit file. Although I regularly phone the mortgage people to keep them updated very little is happening. I am paying the equivalent to our mortgage in rent and am therefore unable to contribute to the mortgage and yet my ex is living there payment free.

There has been a field officer visit each of us to take a financial statement and it has been suggested that although we are 2.5k in arrears the offer of £200 pm from my ex may be accepted rather than litigation to have the house repossessed. I have strongly disagreed with this but it doesn't seem to matter. Has anyone any advice?

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